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Get Funding

How does it work?

Tell us about your business and connect your bank account and we will do the rest

Tell us how much you need

We’ll ask a few questions about your business and the reason for your loan.

Compare quotes

Our smart technology compares quotes from market-leading lenders to help you find the best business finance.

Apply for Business finance

We’ll be there to guide you through every step of the process.

Explore our business finance solutions

Choose a product to explore flexible funding options for your business growth.

Merchant Cash Advance

Representative example

Secure financing from £1000 - £10m million to support your business needs. Our streamlined application
process ensures quick decisions without impacting your credit score. Benefit from flexible repayment terms
ranging from 1 day to 5 years, tailored to your financial situation. Whether you're looking to expand, manage
cash flow, or invest in new opportunities, our diverse lending options are designed to help your business thrive.

Annual Percentage Rate

Rates from 2.75% APR

Repayment Period

1 day to 5 years

Note: Some lenders may charge arrangement fees. These are set and collected by the individual
lender, not Payment Assist.

Business Loan

Representative example

Secure financing from £1000 - £10m million to support your business needs. Our streamlined application
process ensures quick decisions without impacting your credit score. Benefit from flexible repayment terms
ranging from 1 day to 5 years, tailored to your financial situation. Whether you're looking to expand, manage
cash flow, or invest in new opportunities, our diverse lending options are designed to help your business thrive.

Annual Percentage Rate

Rates from 2.75% APR

Repayment Period

1 day to 5 years

Note: Some lenders may charge arrangement fees. These are set and collected by the individual
lender, not Payment Assist.

Invoice Finance

Representative example

Secure financing from £1000 - £10m million to support your business needs. Our streamlined application
process ensures quick decisions without impacting your credit score. Benefit from flexible repayment terms
ranging from 1 day to 5 years, tailored to your financial situation. Whether you're looking to expand, manage
cash flow, or invest in new opportunities, our diverse lending options are designed to help your business thrive.

Annual Percentage Rate

Rates from 2.75% APR

Repayment Period

1 day to 5 years

Note: Some lenders may charge arrangement fees. These are set and collected by the individual
lender, not Payment Assist.

Business Credit Card

Representative example

Secure financing from £1000 - £10m million to support your business needs. Our streamlined application
process ensures quick decisions without impacting your credit score. Benefit from flexible repayment terms
ranging from 1 day to 5 years, tailored to your financial situation. Whether you're looking to expand, manage
cash flow, or invest in new opportunities, our diverse lending options are designed to help your business thrive.

Annual Percentage Rate

Rates from 2.75% APR

Repayment Period

1 day to 5 years

Note: Some lenders may charge arrangement fees. These are set and collected by the individual
lender, not Payment Assist.

Our trusted lending partners

We work with leading lenders on across the UK market to provide you with the right finance for your
specific needs

Get Funding
Lending partnerLending partnerLending partneriwoca lendercapital on tap lenderLending partnerCapify Lending PartnerYouLend Partner
Lending partnerYouLend PartnerLending partneriwoca lendercapital on tap lenderTriver LenderLending partnerCapify Lending PartnerSigma Lending PartnerSwiftfund Lending partner

Let’s find the right finance for your business

Browse by category to explore flexible finance options tailored to your needs.

Business Loan

Unlock funding to invest, expand, or manage your next big move on
your terms.

Invoice Finance

Turn outstanding invoices into upfront cash — no waiting, no stress.

Merchant Cash Advance

Get quick access to funds and repay through a small share of your daily sales.

Business Credit Card

Manage expenses, track spend, and keep your business finances in check — all from
one card.

Business Loan

Unlock funding to invest, expand, or manage your next big move on
your terms.

Invoice Finance

Turn outstanding invoices into upfront cash — no waiting, no stress.

Merchant Cash Advance

Get quick access to funds and repay through a small share of your daily sales.

Business Credit Card

Manage expenses, track spend, and keep your business finances in check — all from
one card.

Business Loan

Unlock funding to invest, expand, or manage your next big move on
your terms.

Invoice Finance

Turn outstanding invoices into upfront cash — no waiting, no stress.

Merchant Cash Advance

Get quick access to funds and repay through a small share of your daily sales.

Business Credit Card

Manage expenses, track spend, and keep your business finances in check — all from
one card.

Business Loan

Unlock funding to invest, expand, or manage your next big move on
your terms.

Invoice Finance

Turn outstanding invoices into upfront cash — no waiting, no stress.

Merchant Cash Advance

Get quick access to funds and repay through a small share of your daily sales.

Business Credit Card

Manage expenses, track spend, and keep your business finances in check — all from
one card.

Business Loan

Unlock funding to invest, expand, or manage your next big move on
your terms.

Invoice Finance

Turn outstanding invoices into upfront cash — no waiting, no stress.

Merchant Cash Advance

Get quick access to funds and repay through a small share of your daily sales.

Business Credit Card

Manage expenses, track spend, and keep your business finances in check — all from
one card.

Business Loan

Unlock funding to invest, expand, or manage your next big move on
your terms.

Invoice Finance

Turn outstanding invoices into upfront cash — no waiting, no stress.

Merchant Cash Advance

Get quick access to funds and repay through a small share of your daily sales.

Business Credit Card

Manage expenses, track spend, and keep your business finances in check — all from
one card.

Business Loan

Unlock funding to invest, expand, or manage your next big move on
your terms.

Invoice Finance

Turn outstanding invoices into upfront cash — no waiting, no stress.

Merchant Cash Advance

Get quick access to funds and repay through a small share of your daily sales.

Business Credit Card

Manage expenses, track spend, and keep your business finances in check — all from
one card.

Business Loan

Unlock funding to invest, expand, or manage your next big move on
your terms.

Invoice Finance

Turn outstanding invoices into upfront cash — no waiting, no stress.

Merchant Cash Advance

Get quick access to funds and repay through a small share of your daily sales.

Business Credit Card

Manage expenses, track spend, and keep your business finances in check — all from
one card.

Frequently asked questions

Find answers to the most common questions — all in one place.

What is the relationship between Payment Assist and Groov?

PaymentAssist has partnered with Groov to offer our business customers access to a wider range of funding solutions. Groov is a specialist SME finance platform that connects businesses to trusted UK lenders using real-time Open Banking data.

Am I Eligible for Payment Assist Finance?

If you're an existing PaymentAssist business customer, you're already eligible to explore funding options through Groov. Eligibility for actual finance will depend on factors like your business turnover, trading history, and financial data—but checking won’t affect your credit score.

Who provides the actual loan or finance?

All funding is provided by Groov’s panel of trusted UK lenders, which includes names like Funding Circle, youlend, 365 business finance, Capital on Tap, and more. PaymentAssist does not lend directly but facilitates access to these providers through our partnership.

Will I be applying through Payment Assist or Groov?

You’ll begin your journey via a dedicated PaymentAssist-Groov microsite. From there, the application is handled entirely by Groov’s secure platform. PaymentAssist is here to support and introduce the opportunity.

Is this service still free to use?

Yes, it’s completely free to check your eligibility and view offers. There’s no obligation, no hidden charges, and no impact on your credit score to explore funding options.

What kind of finance can I get through this partnership?

You can access a wide range of business finance options, including:

•⁠  ⁠Merchant Cash Advances

•⁠  ⁠Business Term Loans

•⁠  ⁠Revenue-Based Finance
•⁠  ⁠Business Credit Cards

Is my data safe when shared between Payment Assist and Groov?

Absolutely. Groov uses Open Banking—a secure, regulated system that gives you full control over your data. Neither PaymentAssist nor Groov can access your login credentials, and you can revoke access at any time.

How fast can I get approved for a loan?

Once you connect via Open Banking, you could receive matched offers within 24–48 hours. In some cases, funding can be completed in a few hours.

Who do I contact if I need support during the application?

If you need help getting started, your PaymentAssist contact can guide you. Once you're in the Groov system, their dedicated support team will assist you with any technical or application-related questions.

Will this impact how I work with PaymentAssist going forward?

Not at all. This partnership is designed to enhance your experience with PaymentAssist, not change it. 
You’ll still use PaymentAssist exactly as you do now — but now with the added benefit of access to tailored business funding.